When you enroll in the Preventative Health Initiative (PHI), you’re not just offering your employees insurance—you’re providing them with a comprehensive health and wellness system built to support them proactively.
This isn’t a basic benefits package. It’s a smarter, more complete way to care for your team, boost retention, and cut long-term costs—without adding more work to your plate.
Here’s what’s included when your company enrolls in PHI:
Minimum Essential Coverage (MEC)
PHI includes ACA-compliant coverage, helping you stay compliant while offering real, foundational health protection for your team.
Free Prescriptions
Many common medications are covered at no cost to your employees. That means fewer skipped doses and fewer financial burdens when it comes to staying healthy.
Mental Health Support
Employees get access to licensed mental health services, helping them manage stress, anxiety, and burnout—something every modern workplace should support.
Personalized Wellness Coaching
Your team gets 1-on-1 wellness coaching tailored to their goals. From fitness to nutrition to lifestyle habits, our coaches help guide and support long-term wellbeing.
Cash Value Life Insurance
Included in PHI is a life insurance policy that builds cash value, giving employees both peace of mind now and a financial asset they can grow over time.
Hospital Bill Reduction Services
Unexpected medical costs? PHI includes a team that helps negotiate and reduce hospital bills, easing the financial hit for your employees and their families.
Built to Fit Any Team
Whether your employees already have health insurance or not, PHI is built to adapt to their needs. It enhances existing plans or provides a flexible standalone option—all while keeping things simple for HR and leadership.
Ready to Cut Costs and Boost Wellness?
PHI isn’t just a benefit—it’s a business advantage. You improve employee satisfaction, reduce absenteeism, and keep your company compliant, all with zero administrative hassle.
